What bananas taught me about mortgages

Every time I see a banana in the grocery store, I think about how it got there.

Because bananas used to be a luxury. They spoiled too quickly to travel long distances, which meant access was limited and costs were high. Then steamships came along, and everything changed.

At the time, people were worried. New technology always creates that reaction.

“This will take jobs.”

“This will change everything.”

“This is the end.”

Sound familiar?

But steamships did not destroy opportunity. They changed the environment. Suddenly, goods could move faster, more reliably, and at a much larger scale.

Bananas went from rare to everywhere. Entire industries were built because transportation improved.

We are seeing the same thing right now with AI.

It is not removing opportunity. It is changing how work gets done, how fast you can move, how much you can handle, and how efficiently you can operate.

Some brokers will resist it. Others will figure out how to use it to build a better business.

Same industry. Very different outcomes.

So the next time you see a banana in the grocery store, ask yourself:

What side of change are you on?

Technology changes what is possible.

The people who adapt usually win.